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The other factor that Blogger mentions, is that even though particular person posts would not have a particular dimension restrict… very giant posts could run you up against the page dimension limit.” So, basically, what they’re getting at is that your posts shouldn’t be more than 1MB both. This limitation is a big downside and one that really shouldn’t be ignored. Deborah wears many hats, from skilled sound engineer, to marrying a professional sound engineer and recording a Jazz album that put her and kept her on the RN Jazz charts in Los Angeles, for a 12 months. From that … Read More

High risk merchant account

What’s New Since the Visa Chargeback Rule Became Effective

Well, it’s roughly a month since the latest Visa Chargeback rule swung into action and we are here to understand what the law entails- for those who already know— or break the news to our fellow merchants.

If your business is chargeback-prone then neglecting such matters can cost your dearly.  Remember, chargeback rates (more so fraudulent types) have been escalating attracting VISA’s concern even forcing the company to make two critical amendments over the past three years. So that should ring the bell loud enough to wake you up if you’ve been reluctant to find out what the four major changes that become effective beginning April 15 entails.

Here’s what you must know about the new rule and you can use it to protect your high risk merchant account from multiple chargebacks.

Reason Codes are now Dispute Conditions

If you’d gotten so used to the 22 Visa chargeback reason codes then you should know that they were replaced with four dispute conditions namely:

  • Fraud (10.0)
  • Authorization (11.0)
  • Processing errors (12.0)
  • Consumer disputes (13.0)

The reason codes have been revised under these four dispute conditions; for example, you will find these fraud reason codes under Fraud (10.0):

  • EMV Liability Shift Counterfeit Fraud (10.1)
  • Non-Counterfeit Fraud (10.2)
  • Other Fraud-Card Present Environment (10.3)
  • Card Absent Environment (10.4)
  • Visa Fraud Monitoring Program (10.5)

Reason Code 75 (Transaction Not Recognized) has been eliminated

Chargeback cases like ‘transaction not recognized’ are now tackled under Fraud Disputes (10). This is possibly the most common reason retailers sustains chargebacks. And this new rule intends to avoid it ASAP by introducing a transparent billing descriptor, prompt customer support, and the use of AVS and CVV2 checks.

What’s more, both e-commerce and brick-and-mortar will need to draft a return policy and … Read More

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Account suspension: if a website is violating any terms of service, it could be suspended by Blogger without any notice. Repeated violations might result in Google account suspension. Small businesses within the U.S. are transferring extra of their finances to digital , together with cell, social, video and search. Based on the January 2017 research by Thrive Analytics, 40{d113e29adaaae6eefefc2f3d4943c2d01051ab74ff0eb5abc002113f3dc59a25} of U.S. SMBs stated they plan to enhance spending on digital media. Many bloggers start with small expectations when it comes to their blog, however after they realize the potential within their weblog, they rapidly notice that they need one thing that offers them extra management than what Blogger does.

As an instance the general point with a specific instance. Contemplate a Scottish pensioner taking a trip to London and spending some of their money in retailers on Regent Avenue. They will generate VAT in England and contribute revenues to businesses who make use of folks and pay taxes in England. To observe Murphy’s logic we might … Read More